Most often, when we are looking to get a mortgage or a renew a mortgage, our biggest concern is the interest rate. While the interest rate does determine how large your payments are and the cost of borrowing the money for your property, there are several other important factors to consider that can have a […]
Ever wonder, when do I get to be a millionaire? Well if you’re in your 20s or 30s, have a decent degree, a good job with a good income, and you’re budgeting, saving and investing, you’re well on your way! In actuality, becoming a millionaire is not that far way. By that I mean that […]
I often hear from people who tell me that they’ve got money saved and that they’re thinking about investing but they’re really nervous to start the process and they have a fear of investing. There are three main reasons why people fear investing: You are afraid because they don’t want to lose their moneyI have […]
Before learning about how to get rid of debt, it’s important to be aware of what got you into debt in the first place. Taking into account of how you got into debt can help ensure that it doesn’t happen again. Your debt like accumulated from spending money, whether necessary or not, on items, services or […]
I’m sure you’ve heard of good debt and bad debt but the question is, do you really know the difference, and why does it even matter? Let’s first talk about debt in general. This is when you borrow money and you have to pay interest. This is the fee you that you’re paying for the […]
When I see ladies in their late 60s 70s 80s or even 90s in a poor or a sad financial situation honestly it just it breaks my heart. I don’t want to end up in that situation and regret not taking action earlier. The Canadian Labour Congress in 2015 announced that women are twice as […]
If you are looking into investing in Real Estate, which is something I do and enthusiastically promote, you should be aware of the four different ways that you can make money: Passive income or your monthly income. You want to have money coming into your account every single month. When you’re taking a look at […]
Asking for a raise can feel scary, but it’s something that everybody should do because how else are you going to get more money? Are you going to rely on someone else to determine what you’re worth and whether you deserve a raise? I know with some companies, receiving a raise is automatic, but even […]
It’s so important to talk about money when you’re in the early phase of dating! You probably know that almost half of all marriages in both Canada and the US end in divorce and finances is cited as a major cause contributing to these marital break-ups. People often feel it is taboo to discuss money […]
The real questions are, what is free money? How do matching programs work? How do you find out if your company offers a matching program and do you know the constraints around the issue? How do you find out if this is a benefit you can tap into? Let me start with why matching programs […]