The RRSP Home Buyer’s Plan is a great opportunity to use some of the money that you’ve got saved in your retirement funds towards buying your first home. There are only a few instances where you can actually take that money out of your RRSP to pay for a particular life milestone and one of […]
We’ve all sat around with our friends over drinks or dinner and chatted about how amazing it would be if we were to win the lottery of 5, 10 or 15 million dollars. We’ve all thought in detail what we would do with the money, should we win and what fun we would have with […]
Let’s get real here, with an article title, how many credit cards do you need, I’m sure you’re looking for a definitive answer. Well here it is… I think you should have at least two credit cards at any given point in time. Before I go into the details as to why I believe you […]
To make sure that your finances are well looked after and you don’t make mistakes that you will regret later, it is advisable to get assistance from experts in the field. Don’t think that you need to specialize and manage it all yourself. I sat down with personal finance blogger, Janine Rogan from JanineRogan.com to […]
Life has so many competing financial requirements and many of us could benefit from a little extra money. Whether you have an extra $100 a month or $100 a week, it can make a really big difference to your finances and to your lifestyle. My good friend and money expert Whitney Hansen of WhitneyHansen.com and […]
Just over four years ago, I was introduced to real estate investing and my life has never been the same since. I am now involved in a number of different investing strategies in different provinces across Canada. I don’t generally do house flips much, but an opportunity presented itself and I thought I might as […]
Most often, when we are looking to get a mortgage or a renew a mortgage, our biggest concern is the interest rate. While the interest rate does determine how large your payments are and the cost of borrowing the money for your property, there are several other important factors to consider that can have a […]
Ever wonder, when do I get to be a millionaire? Well if you’re in your 20s or 30s, have a decent degree, a good job with a good income, and you’re budgeting, saving and investing, you’re well on your way! In actuality, becoming a millionaire is not that far way. By that I mean that […]
I often hear from people who tell me that they’ve got money saved and that they’re thinking about investing but they’re really nervous to start the process and they have a fear of investing. There are three main reasons why people fear investing: You are afraid because they don’t want to lose their moneyI have […]
Before learning about how to get rid of debt, it’s important to be aware of what got you into debt in the first place. Taking into account of how you got into debt can help ensure that it doesn’t happen again. Your debt like accumulated from spending money, whether necessary or not, on items, services or […]