Prepping Your Finances to Leave Your Job

Money isn’t everything, but so much of our lives depends on money. Our homes, our food, our lifestyles, that sadly is it not surprising that finances are often cited as a reason why couples’ relationships end. A recent CIBC survey suggests that nearly all couples believe it’s important to have a serious joint discussion about […]

I’m a huge believer in having multiple streams of income, regardless of whether you have a high paying job that you really enjoy. The truth is that most of us could benefit from having more funds, whether we want to enjoy new experiences with friends and/or loved ones, we want a little more free-time or […]

Bankruptcy might feel like a fairly simple solution, but actually it is definitely not! Going through bankruptcy has a lasting impact on many areas of your life. Extreme amounts of debt may be something that people of all walks of life get into. The scary part, is that most people do not fit the mold that would […]

Keeping your spending under control is critical to having success with your personal finances. Here are five tips to help you keep your spending under control: Tip # 1.  Know how much you earn on a monthly basis. I know this sounds basic, but many of us don’t know exactly how much ends up in […]

Cutting my transportation costs is one of the best financial decisions I’ve ever made! Ok, let’s talk about transportation costs. According to Stats Canada numbers updated in 2016, the average household spends about $80,000 in expenses and 15% of that is on transportation. This works out to be about almost $12,000 a year on transportation. […]

A bill payment system can save you so much time and unnecessary stress! One of the problems we have when, dealing with all our bills, is that we spend so much time worrying about them. Thinking whether to pay this bill or that bill. Wondering how much do I owe? Am I late in making […]

If you’ve ever wondered why things get more expensive, you’ll be interested to learn about inflation. Inflation is the general and ongoing increase in the price of both goods and services. It’s why things get more expensive over the years. It’s like when your grandma says, “When I was your age, going to the movies […]

Identifying and avoiding a financial scam is the best way to keep your money and identity protected. These days, scammers and hackers are pretty sophisticated and can very easily disguise themselves as your bank or credit card company. Just the other day, I answered an unrecognizable number on my cell phone to discover it was my credit card […]

If you’re not exactly sure about the workings of the stock market, you’ve come to the right place. The stock market is the market where the shares of publicly traded companies are issued and traded through exchanges. This market is also called the equity market. Through the stock market, companies acquire funds (capital) in exchange for small […]