Cash, debit or credit… what’s your payment preference? Most of us put very little thought to how we pay for everyday purchases. In fact, I would go so far as to suggest that our method of payment is so automatic, that we don’t even stop to consider why use cash, debit or credit or the […]
Taking advantage of an employer matching program is like getting free money! Free money is sometimes attainable if you know where to look. I’m baffled at the number of people who do not take advantage of an employer matching program, which can be considered free money. Many companies both large and small can have employer […]
Secured Credit Cards are like having a second chance at building your credit! A second chance at rebuilding your credit that is! Most of us aren’t taught in school what a credit score is, let alone how to manage and build our credit. It’s no wonder when it comes time to qualify for a mortgage […]
Here’s my best money saving tip; know the trade-off! My best money saving tip when saving for something really big is to break it down into bite sized micro-saving goals and understand the trade-off. It is very common to get overwhelmed when you are saving for something really big. It is easy to think that […]
Let your money reach it’s full potential with compound interest. According to Albert Einstein, compound interest is the 8th wonder of the world. Compound interest is interest added to a principle amount, which in turn earns additional interest. To clearly understand compound interest, it is best to contrast it with simple interest. With simple […]
Have you been building an emergency fund? Ever notice how the rain bothers you most when you’re caught off guard? When you’re wearing a fabulous outfit and your hair looks great. We all know to expect rain, so why don’t we always find ourselves prepared? If you had rain boots, an umbrella and a good […]
Are you doing it? Living within your means? What is it about the messages we get from society, that we think we should have every single thing we desire to purchase, right now, no matter the cost? The message that we should be getting is living within your means is the smart way to manage […]